Please read these Terms of Service carefully before using SpendShield. These terms govern your use of our app and services.
These Terms of Service ("Terms") govern your access to and use of SpendShield, a behavioral finance application provided by SpendShield Inc. ("we," "us," or "our"). By using our service, you enter into a legally binding agreement with us.
By downloading, installing, or using SpendShield, you agree to be bound by these Terms of Service.
If you do not agree to these terms, please do not use our service.
We may update these terms from time to time, and your continued use constitutes acceptance of any changes.
You must be at least 18 years old or have parental consent to use SpendShield.
SpendShield is a behavioral finance app designed to help users control impulse spending through a cooling-off period approach.
The app provides tools for tracking impulse purchases, setting savings goals, and building better spending habits.
SpendShield operates primarily offline and stores data locally on your device.
We strive to provide accurate and reliable service but do not guarantee uninterrupted availability.
You are responsible for maintaining the confidentiality of your account credentials.
You must provide accurate information when creating your account.
You agree not to use the service for any illegal or unauthorized purposes.
You are responsible for all activities that occur under your account.
You must not attempt to interfere with or disrupt the service or its servers.
SpendShield is a tool to assist with spending awareness and does not provide financial advice.
We are not responsible for any financial decisions you make based on app insights.
The app's suggestions and analytics are for informational purposes only.
You should consult with qualified financial advisors for professional financial guidance.
SpendShield does not guarantee any specific financial outcomes or savings amounts.
SpendShield is provided 'as is' without warranties of any kind, express or implied.
We are not liable for any indirect, incidental, or consequential damages arising from your use of the service.
Our total liability to you for any claims related to the service shall not exceed the amount you paid for the service.
We do not warrant that the service will be error-free or uninterrupted.
You use the service at your own risk and discretion.
You may terminate your account at any time by contacting our support team.
We may terminate or suspend your account if you violate these terms.
Upon termination, your right to use the service ceases immediately.
Data stored locally on your device will remain accessible to you after account termination.
Certain provisions of these terms will survive termination, including disclaimers and limitations of liability.
SpendShield and all related content, features, and functionality are owned by SpendShield Inc. and are protected by copyright, trademark, and other intellectual property laws.
These Terms are governed by and construed in accordance with the laws of the State of California, United States, without regard to conflict of law principles.
If you have any questions about these Terms of Service or need clarification on any section, our legal team is here to help.
Join thousands of users who have transformed their spending habits with SpendShield.
Clear terms with no hidden fees or surprises
Simple app design focused on your success
We respect your privacy and data ownership
Control. Save. Thrive.
Transform your spending habits with the power of behavioral psychology. SpendShield helps you make mindful purchasing decisions through our proven cooling-off period approach.
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